x
For Information Call . . . (850) 763-4530
This may sound to good to be true, but the fact is almost all of our applicants are
approved because we are committed to helping middle income households own a
new home with no money down at the lowest monthly payment possible.
  • 2.0% FIXED INTEREST RATE: subject to market fluctuation
  • 30 YEAR PAYMENT TERM
  • NO DOWN PAYMENT
  • NO CLOSING COSTS
  • NO APPLICATION FEE
  • NO PRIVATE MORTGAGE INSURANCE
  • POST PURCHASE ASSISTANCE: foreclosure protection
  • FORECLOSURE OR SHORT SALE: eligible 24 months after discharge
  • CHAPTER 7 BANKRUPTCY: eligible 24 months after discharge
  • CHAPTER 13 BANKRUPTCY: eligible after discharge
Vasta Development is a home builder and loan originator specializing in affordable homes and
character based financing.  Bad credit or discharged bankruptcies do not impact the approval
process.  Unlike traditional mortgage companies
the borrower is not judged by a minimum credit
score.  The on-time payment history of debts
and obligations within the last twelve months is
how we determine the borrower's readiness  
and commitment to homeownership.
A mortgage consultant is available to explain
how our unique program can finance borrowers
that other lenders can't approve.  We make
ownership possible, because a new Vasta home
costs less than renting the typical two bedroom
apartment and the buyer doesn't need perfect
credit or substantial savings to qualify.